Do you plan to live in Estepona or buy a second home there on the Costa del Sol?
Many of our customers ask us what budget plan to live comfortably in this charming Andalusian city. Here is a detailed overview of average expenses to be expected.
🏡 Annual costs linked to an apartment with 2 bedrooms
If you have a 2 -bedroom apartment in Estepona, here are the typical loads:
- Municipal property tax (IBI): around € 750/year
- Household garbage tax (Basura): around € 100/year
- Community costs: around € 2,100 (or € 175/month ) for the maintenance of common areas, swimming pools, gardens, etc.
💡 common monthly charges
For an apartment of 85 m²:
- Electricity, water and public services: around 90 €/month
- High speed internet: on average € 31.25/month (between 20 and 40 € depending on the supplier)
🛡️ Home insurance
Premiums are generally very affordable in Spain:
- Annual estimate: around 200 €/year for an apartment of 2 bedrooms
(this amount may vary depending on the guarantees chosen)
🛒 Cost of daily living in Estepona
Average food prices:
- Milk (1L): 1 €
- Bread (500g): € 1.10
- Local cheese (1 kg): € 13.90
- Chicken (1 kg): € 5.70
- Apples (1 kg): € 2.10
- Eggs (12): € 2
- Wine (mid -range bottle): € 4.80
- Local beer (0.5L): € 1.30
- Bottle water (1.5L): € 0.71
Estimation of the monthly food budget:
- Single person: 150 to 250 €
- Couple: 300 to 450 €
These amounts cover basic products, as well as some extras like drinks or snacks.
🍽️ Restaurants & leisure
- Meal at cheap restaurant: € 14.50
- Meal for two in an average restaurant (3 dishes): € 50
- Cappuccino: € 1.80
- Cinema ticket: 8 €
- Monthly subscription to a gym: € 33
- Tennis short rental (1 hour weekend): 12 €
🚕 Transport & mobility
- Petrol (1L): 1.40 - € 1.60
- Bus ticket (go simple): € 2
- Departure taxi: € 2.30
- Taxi (1 km): € 0.75
- 1 hour taxi waiting: € 19.20
💶 Taxation & rental income
Even if the property is not rented, non-residents must declare a fictitious rental income:
- Taxable base:
- 2 % of the cadastral value (goods> 10 years)
- 1.1 % for more recent goods
- Applicable tax: 19 %
If the property is actually rented, the tax is also 19 % on the rents received (after possible deductions).
✅ Conclusion: What monthly budget to provide in Estepona?
For a comfortable life in Estepona (excluding rent or mortgage), plan:
- Single person: 1,200 to 1,800 €/month
- Couple: € 2,000 to € 2,800/month
These amounts include accommodation, charges, food, transport and leisure. They vary of course according to your lifestyle, but Spain remains very attractive in terms of quality/price ratio , especially on the Costa del Sol.
☀️ Want to settle in Estepona?
At Propriété de Rêve , we support you from A to Z in your purchase project on the Costa del Sol.
From the choice of the district to the signature at the notary, until your installation.
👉 Contact us to discover our properties and start your new life under the Andalusian sun!
